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Couples

Split expenses as a couple, your way

Whether you split everything 50/50 or in proportion to your incomes, MySharedXP keeps shared money clear without a joint account. Add costs as they come, see the balance at a glance and settle up whenever you want.

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Fair does not always mean half

Use an equal split for day-to-day costs, or percentages when one of you earns more: for example 60/40 on rent and groceries. Each expense can have its own split, so a birthday present for your partner’s family can be paid differently from the weekly shop.

Everything in one place

Useful for couples:

  • Percentage and share splits for income-based sharing
  • Separate groups for home, holidays or a wedding
  • Spending insights by category (Pro)
  • Budgets and recurring expenses (Pro)
  • Private: only the two of you see your groups

Questions and answers

How do couples split expenses fairly?
The two common ways are 50/50 or proportional to income. With MySharedXP you can use percentages for proportional sharing and change the split per expense.
Do we need a joint bank account?
No. MySharedXP tracks who paid what and tells you how much to transfer to even out, so you can keep separate accounts.
Can anyone else see our expenses?
No. A group is visible only to its members, and your data is encrypted and never sold.