Guides
Guides to sharing money fairly
Practical answers to the questions that come up when friends, roommates and couples share costs, each with a worked example.
- How to Settle Up a Group with the Fewest PaymentsWhy paying back every expense separately takes so many transfers, and how to settle a whole group in a few, with a worked example for five friends.
- Who Should Pay for Shared Household Costs?Which costs roommates usually share, which they keep personal, and how to split fairly when someone uses more, with a worked example for three housemates.
- Shared vs Separate Budget: What Works for CouplesJoint account, separate money or a mix of both: how each way of sharing money works for couples, its pros and cons, and a worked example of the hybrid.
- How to Split Trip Costs in Different CurrenciesKeep one group currency, record each expense in the currency you paid, and convert at a fixed rate: how to split multi-currency trip costs fairly.
- Best Splitwise Alternatives in 2026, ComparedSix apps to split bills with friends instead of Splitwise: what is free, what needs an account, which work offline or in a browser. Checked October 2026.
- Best Apps to Split Costs on a Group Trip (2026)What matters in an app for splitting holiday costs with friends, from currencies to offline use, and which apps fit which kind of trip. Checked October 2026.