Splitwise’s free plan lets you add up to 4 expenses a day, according to Splitwise’s own help centre (checked 4 November 2026). Splitwise Pro removes that limit and adds features such as currency conversion and receipt scanning. Splitwise does not publish the price of Pro on its website; the app shows it.
By the MySharedXP team · Published
Part of Splitwise alternative
Free Splitwise users can add up to 4 expenses each day. That is the only limit on the free plan that Splitwise’s help centre names. Everything else in this guide comes from Splitwise’s own website, help centre and App Store listing; the links are under the article.
Splitwise says it is free for iPhone, Android and the web. Its website lists simplifying debts and splitting equally, unequally, by percentage or by shares. Its App Store listing adds offline entry. The free plan covers the core job; the daily limit is what people run into on a busy trip, when meals, tickets and taxis add up to more than 4 expenses in one day.
Splitwise’s help centre and Pro page list these Pro features:
Splitwise’s help centre describes three plans: a monthly subscription for one person, an annual Individual plan and an annual Duo plan for two people. The annual plans include a Trip Pass, which gives the members of one trip group Pro features for 30 days. Neither the help centre nor splitwise.com/pro states a price; both send you to the app.
Splitwise’s US App Store listing shows “Splitwise Pro” in-app purchases from $2.99 to $39.99, without saying which price belongs to which plan. Prices can differ by country, so check the Pro screen in the app (Account, Splitwise Pro) before you subscribe.
MySharedXP publishes this guide, so here are both free plans, plainly. Splitwise facts are from Splitwise’s own pages, checked 4 November 2026.
| Splitwise free | MySharedXP free | |
|---|---|---|
| Expenses | Up to 4 a day | Unlimited |
| Groups | Not stated | Up to 20 active groups with 20 members each |
| Split methods | Equally, unequally, by percentage or by shares | Equally, by exact amounts, by percentages or by shares |
| Fewer payments to settle | Simplify debts | Settlement plan with the fewest payments |
| Other currencies | Conversion is a Pro feature | Converted at the ECB rate of the day, free |
| Receipt scanning | Pro | Pro, a scan pack (50 for €0.99) or one scan per short ad |
| Ads | Pro lists an ad-free experience | Yes; any paid plan removes them |
| Paid plan | Price shown in the app | Pro €1.99 a month or €11.99 a year; Ad-free €2.99 a year |
| Works on | iPhone, Android and web | Android, and any phone or computer as an installable web app; iPhone app coming soon |
If your group adds a few expenses a day and is happy with Splitwise, the free plan may be all you need, and Pro is the simple fix if the limit gets in the way. If you would rather not pay to add expenses, look at an app without a daily limit.
MySharedXP has no limit on expenses on any plan. It reads the spreadsheet Splitwise exports for a group, suggests which column is which and lets you match each name to a member, so each expense keeps its payer and split. Other currencies are converted free at the European Central Bank rate of each expense’s day, and Pro adds receipt scanning without limits, budgets, recurring expenses and insights. MySharedXP is made by a small company in the Netherlands and keeps your data in the EU.
Sources, checked : Splitwise (kb.splitwise.com) · Splitwise (splitwise.com/pro) · Splitwise (splitwise.com) · Splitwise (App Store)
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